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City of Racine FREE One-On-One Professional Financial Counseling Services

The Racine Financial Empowerment Center in Racine (FEC) offers one-on-one, confidential professional financial counseling as a free public service. Services are available to all residents regardless of income.

The Racine FEC helps you reduce your debt, improve your credit, create a budget, grow your savings, connect to safe and affordable financial products, plan for home ownership, and much more.

  • Need help managing or reducing your household debt?
  • Want advice on how to build or restore your credit?
  • Have a budget but need some specific tips on how to better save for your retirement?

Free Financial Counseling in Racine – Our Services

Our free financial counseling in Racine includes many services:

Savings

Saving for a big purchase or for an emergency can be intimidating, but our Counselors help you to break it down into manageable bites. Never forget to always pay yourself first!

Banking

FINANCIAL INSTITUTIONS
We've worked hard to establish relationships with a host of different banks and credit unions in the area and are knowledgeable about an array of financial products that can help you access mainstream banking services, even if you've had an account closed on you before.

Debt

Being in debt can feel like drowning, but we're here to help you take control. Our Counselors can help you create a plan to get out of debt and catch your breath again.

Credit

Whether you want to eventually buy a car, become a homeowner, start your own business, or just rent an apartment, you know that having a good credit score is important.

One-on-one professional financial counseling Racine

To Help Racine Residents Achieve Brighter Financial Futures!

The Racine Financial Empowerment Center (FEC) offers free, professional, one-on-one financial counseling as a public service. The Racine FEC is a collaboration between the City of Racine and Housing Resources, Inc. (HRI), a local nonprofit organization. The FEC's financial counselors are professionally trained and certified by the National Foundation for Credit Counseling (NFCC).

Because of the COVID-19 pandemic, counselors are meeting with Racine residents by phone or video until it is safe to have in-person meetings again. The one-on-one professional financial counseling offered by the FEC in Racine is free to all City residents. There are no income or program requirements for Racine residents to receive counseling from the Racine FEC.

FEC right

How we help you

Providing free one-on-one financial
counseling as a public service

Your Free Financial Counseling Services

The Racine Financial Empowerment Centers offer free, one-on-one professional financial counseling to all residents.

Racine Financial Empowerment Center counselors can help you:
  • Increase Your Savings
  • Pay Down Your Debt
  • Access Safe & Affordable Banking
  • Improve Your Credit
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  • Take control of your debt
  • Deal with debt collectors
  • Improve your credit & Using Credit Wisely
  • Build your savings
  • Investments and Future Planning
  • Money Management and Budgeting
  • Find safe and affordable financial products
  • Banking and Basic Financial Transactions
  • Student Loans
  • Bankruptcy
  • Homeownership
  • Insurance and Benefits

How It Works

Schedule an appointment* with a counselor at a time and location that works best for you.

Receive a follow-up call from your counselor and gather the documents you might need for the session.

Attend your first session and work with your counselor on creating a plan to achieve your goals.

Follow your financial plan & schedule a follow-up appointment with your counselor to keep working toward your goals.

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City of Racine residents: really, don't spend your money on services that promise help repairing your credit. You have access to FREE, 1:1, professional, confidential, secure coaching to improve your credit score - and help achieve all of your financial goals! - through the Racine FEC. It's run by the City of Racine local government and nonprofit partner Housing Resources, Inc.: it is safe, secure, and did we mention 100% NO COST!? Get started today by making your first appointment www.racinefec.org/make-an-appointment/ ... See MoreSee Less

Starting your week off with this week's #racinefecdidyouknow tip! Credit cards with small limits can be powerful ways to help you improve your credit score! Our professional financial counselors have LOTS more tips and knowledge to help YOU with your own financial goals, including improving credit, reducing debt, and more!

Make your first appointment today at www.racinefec.org/make-an-appointment/ or by calling 262-200-0831. The #racinefec offers professional, confidential, 1:1 financial coaching all at NO COST for City of Racine residents. #cityofracine #racinewisconsin #racinewi
... See MoreSee Less

Kicking off our new series of "Did You Know" financial education posts with this great tip from our bilingual counselor, Xenia. Share this with your friends to help those who might also be trying to tackle debt and improve credit scores, and follow #racinefecdidyouknow to get more tips from this series!

We often think if we just make a payment towards our credit card balance by the DUE date, that we're fine. Technically, yes. But, turns out, if you can pay before the STATEMENT date instead, it not only helps you avoid late payments but also means that the amount of your credit you're using (your "utilization" percentage) will be lower when your card reports your balance to the credit bureaus. Lower utilization + fewer late payments leads to improved credit score!

Want more personalized help addressing YOUR specific financial goals around improving credit and tackling debt? Make an appointment today at the Racine Financial Empowerment Center. FREE, confidential, local, 1:1 financial coaching for all City of Racine residents. 262-200-0831 or racinefec.org #RacineFECDidYouKnow #RacineFEC #racinewisconsin
... See MoreSee Less

We're thrilled to have already helped so many City residents, and we want to help more! Help spread the word that the #RacineFEC provides professional, 1:1, confidential financial coaching to all City of Racine residents at NO COST! Make your first appointment today at www.racinefec.org/make-an-appointment or by calling 262-200-0831 #RacineWI #Racinewisconsin #CityofRacine ... See MoreSee Less

Halloween might be just around the corner, but you don’t have to be scared about your finances.
The #RacineFEC's certified financial counselors can help you improve credit, build savings, reduce debt, and take control of your financial future. All completely confidential, 1:1, and FREE. Make your first appointment here www.racinefec.org/make-an-appointment or call 262-200-0831. #RacineWI #RacineWisconsin #CityofRacine
... See MoreSee Less

Halloween might be just around the corner, but you don’t have to be scared about your finances.
The #RacineFECs certified financial counselors can help you improve credit, build savings, reduce debt, and take control of your financial future. All completely confidential, 1:1, and FREE. Make your first appointment here https://www.racinefec.org/make-an-appointment or call 262-200-0831. #RacineWI #RacineWisconsin #CityofRacine

Counselors

Dasheika Kidd

Dasheika Kidd

Program Manager

My name is Dasheika Kidd and I am the Program Manager for the new Racine Financial Empowerment Center.

Curtis Szymczak

Curtis Szymczak

Financial Counselor

Hello, my name is Curtis Szymczak. I am a financial counselor here at the Financial Empowerment Center in Racine,

Xenia Jackson

Bilingual Financial Counselor

My name is Xenia Jackson and I am a Bilingual Financial Counselor for the Racine Financial Empowerment Center.