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City of Racine FREE One-On-One Professional Financial Counseling Services

The Racine Financial Empowerment Center in Racine (FEC) offers one-on-one, confidential professional financial counseling as a free public service. Services are available to all residents regardless of income.

The Racine FEC helps you reduce your debt, improve your credit, create a budget, grow your savings, connect to safe and affordable financial products, plan for home ownership, and much more.

  • Need help managing or reducing your household debt?
  • Want advice on how to build or restore your credit?
  • Have a budget but need some specific tips on how to better save for your retirement?

Free Financial Counseling in Racine – Our Services

Our free financial counseling in Racine includes many services:

Savings

Saving for a big purchase or for an emergency can be intimidating, but our Counselors help you to break it down into manageable bites. Never forget to always pay yourself first!

Banking

FINANCIAL INSTITUTIONS
We've worked hard to establish relationships with a host of different banks and credit unions in the area and are knowledgeable about an array of financial products that can help you access mainstream banking services, even if you've had an account closed on you before.

Debt

Being in debt can feel like drowning, but we're here to help you take control. Our Counselors can help you create a plan to get out of debt and catch your breath again.

Credit

Whether you want to eventually buy a car, become a homeowner, start your own business, or just rent an apartment, you know that having a good credit score is important.

One-on-one professional financial counseling Racine

To Help Racine Residents Achieve Brighter Financial Futures!

The Racine Financial Empowerment Center (FEC) offers free, professional, one-on-one financial counseling as a public service. The Racine FEC is a collaboration between the City of Racine and Housing Resources, Inc. (HRI), a local nonprofit organization. The FEC's financial counselors are professionally trained and certified by the National Foundation for Credit Counseling (NFCC).

Because of the COVID-19 pandemic, counselors are meeting with Racine residents by phone or video until it is safe to have in-person meetings again. The one-on-one professional financial counseling offered by the FEC in Racine is free to all City residents. There are no income or program requirements for Racine residents to receive counseling from the Racine FEC.

FEC right

How we help you

Providing free one-on-one financial
counseling as a public service

Your Free Financial Counseling Services

The Racine Financial Empowerment Centers offer free, one-on-one professional financial counseling to all residents.

Racine Financial Empowerment Center counselors can help you:
  • Increase Your Savings
  • Pay Down Your Debt
  • Access Safe & Affordable Banking
  • Improve Your Credit
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  • Take control of your debt
  • Deal with debt collectors
  • Improve your credit & Using Credit Wisely
  • Build your savings
  • Investments and Future Planning
  • Money Management and Budgeting
  • Find safe and affordable financial products
  • Banking and Basic Financial Transactions
  • Student Loans
  • Bankruptcy
  • Homeownership
  • Insurance and Benefits

How It Works

Schedule an appointment* with a counselor at a time and location that works best for you.

Receive a follow-up call from your counselor and gather the documents you might need for the session.

Attend your first session and work with your counselor on creating a plan to achieve your goals.

Follow your financial plan & schedule a follow-up appointment with your counselor to keep working toward your goals.

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Got credit card, student loan, medical, or other debts that are holding you back and stressing you out!? The Racine FEC offers professional, confidential, secure, FREE financial counseling to help you negotiate those debts down, make payment plans that you can afford, and help you make - and achieve! - a plan to reduce those debts. We've only been open since December and we've already helped our City of Racine clients reduce more than $76,000 in debts! Get started today so we can help you do the same. 262-200-0831 or www.racinefec.org! #RacineFEC ...

Got credit card, student loan, medical, or other debts that are holding you back and stressing you out!? The Racine FEC offers professional, confidential, secure, FREE financial counseling to help you negotiate those debts down, make payment plans that you can afford, and help you make - and achieve! - a plan to reduce those debts. Weve only been open since December and weve already helped our City of Racine clients reduce more than $76,000 in debts! Get started today so we can help you do the same. 262-200-0831 or www.racinefec.org! #RacineFEC

At the Racine FEC, we are really serious about keeping your private information private. We know that sharing your financial information can be scary. We also know that Racine is a small City and it seems like everyone knows everyone else. That's why *everything* you share with the Racine FEC is kept completely confidential.

❌ That means we don't share your information with *anyone* outside of our small Racine FEC team.
❌ We don’t share anything with your employer.
❌ We don’t share anything with any nonprofit organization you might be working with.
❌ We don’t share your information with anyone in the community.

🎆Your work with the FEC is YOUR work, and not anyone else's business.

So take that first step towards achieving your financial goals and make your first appointment at the Racine FEC today! 100% free, secure, professional, and confidential. www.racinefec.org or 262-200-0831 #RacineFEC #Racine
...

📣 Help us spread the word about the Racine Financial Empowerment Center! Share this post and tag your City of Racine friends, family, coworkers, and neighbors who maybe don't know yet that the Racine FEC is here to help them:
✅ Tackle and reduce your debts;
✅ Improve your credit score;
✅ Build your savings;
✅ Get your finances in order to accomplish goals like home ownership, entrepreneurship, buying a car, education, and more!
✅ Get professional coaching & accountability to achieve your financial goals.
The Racine FEC is 100% professional, tailored to YOUR needs and goals, confidential, secure, and offered at NO COST to City of Racine residents. #RacineFEC #RacineWI
...

📣 Help us spread the word about the Racine Financial Empowerment Center! Share this post and tag your City of Racine friends, family, coworkers, and neighbors who maybe dont know yet that the Racine FEC is here to help them: 
✅ Tackle and reduce your debts; 
✅ Improve your credit score; 
✅ Build your savings; 
✅ Get your finances in order to accomplish goals like home ownership, entrepreneurship, buying a car, education, and more! 
✅ Get professional coaching & accountability to achieve your financial goals. 
The Racine FEC is 100% professional, tailored to YOUR needs and goals, confidential, secure, and offered at NO COST to City of Racine residents. #RacineFEC #RacineWI

Thanks to our partners at Bethany Apartments - Racine, WI! It's true - financial education and awareness definitely can lead to financial independence and empowerment. That's what we're all about at the #RacineFEC. Get started today to reach your own financial empowerment - www.racinefec.org or 262-200-0831. ...

Thanks to our partners at Bethany Apartments - Racine, WI! Its true - financial education and awareness definitely can lead to financial independence and empowerment. Thats what were all about at the #RacineFEC. Get started today to reach your own financial empowerment - www.racinefec.org or 262-200-0831.

Buying a house 🏡. Buying a car🚗
Saving for emergencies 💰or for fun stuff, like vacations 🏖. Paying off debts & bills. 💳💸
No matter what your financial dreams are, the #RacineFEC is here to help you achieve them. Confidential, secure, one-on-one, professional financial counseling provided at NO COST to City of Racine residents. Get started today by making your first appointment: www.racinefec.org or 262-200-0831 #Racine
...

Buying a house 🏡. Buying a car🚗
Saving for emergencies 💰or for fun stuff, like vacations 🏖. Paying off debts & bills. 💳💸
No matter what your financial dreams are, the #RacineFEC is here to help you achieve them.  Confidential, secure, one-on-one, professional financial counseling provided at NO COST to City of Racine residents. Get started today by making your first appointment: www.racinefec.org or 262-200-0831 #Racine

Counselors

Dasheika Kidd

Dasheika Kidd

Program Manager

My name is Dasheika Kidd and I am the Program Manager for the new Racine Financial Empowerment Center.

Curtis Szymczak

Curtis Szymczak

Financial Counselor

Hello, my name is Curtis Szymczak. I am a financial counselor here at the Financial Empowerment Center in Racine,

Xenia Jackson

Bilingual Financial Counselor

My name is Xenia Jackson and I am a Bilingual Financial Counselor for the Racine Financial Empowerment Center.