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City of Racine FREE One-On-One Professional Financial Counseling Services

The Racine Financial Empowerment Center in Racine (FEC) offers one-on-one, confidential professional financial counseling as a free public service. Services are available to all residents regardless of income.

The Racine FEC helps you reduce your debt, improve your credit, create a budget, grow your savings, connect to safe and affordable financial products, plan for home ownership, and much more.

  • Need help managing or reducing your household debt?
  • Want advice on how to build or restore your credit?
  • Have a budget but need some specific tips on how to better save for your retirement?

Free Financial Counseling in Racine – Our Services

Our free financial counseling in Racine includes many services:

Savings

Saving for a big purchase or for an emergency can be intimidating, but our Counselors help you to break it down into manageable bites. Never forget to always pay yourself first!

Banking

FINANCIAL INSTITUTIONS
We've worked hard to establish relationships with a host of different banks and credit unions in the area and are knowledgeable about an array of financial products that can help you access mainstream banking services, even if you've had an account closed on you before.

Debt

Being in debt can feel like drowning, but we're here to help you take control. Our Counselors can help you create a plan to get out of debt and catch your breath again.

Credit

Whether you want to eventually buy a car, become a homeowner, start your own business, or just rent an apartment, you know that having a good credit score is important.

One-on-one professional financial counseling Racine

To Help Racine Residents Achieve Brighter Financial Futures!

The Racine Financial Empowerment Center (FEC) offers free, professional, one-on-one financial counseling as a public service. The Racine FEC is a collaboration between the City of Racine and Housing Resources, Inc. (HRI), a local nonprofit organization. The FEC's financial counselors are professionally trained and certified by the National Foundation for Credit Counseling (NFCC).

Because of the COVID-19 pandemic, counselors are meeting with Racine residents by phone or video until it is safe to have in-person meetings again. The one-on-one professional financial counseling offered by the FEC in Racine is free to all City residents. There are no income or program requirements for Racine residents to receive counseling from the Racine FEC.

FEC right

How we help you

Providing free one-on-one financial
counseling as a public service

Your Free Financial Counseling Services

The Racine Financial Empowerment Centers offer free, one-on-one professional financial counseling to all residents.

Racine Financial Empowerment Center counselors can help you:
  • Increase Your Savings
  • Pay Down Your Debt
  • Access Safe & Affordable Banking
  • Improve Your Credit
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  • Take control of your debt
  • Deal with debt collectors
  • Improve your credit & Using Credit Wisely
  • Build your savings
  • Investments and Future Planning
  • Money Management and Budgeting
  • Find safe and affordable financial products
  • Banking and Basic Financial Transactions
  • Student Loans
  • Bankruptcy
  • Homeownership
  • Insurance and Benefits

How It Works

Schedule an appointment* with a counselor at a time and location that works best for you.

Receive a follow-up call from your counselor and gather the documents you might need for the session.

Attend your first session and work with your counselor on creating a plan to achieve your goals.

Follow your financial plan & schedule a follow-up appointment with your counselor to keep working toward your goals.

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Debts can definitely feel overwhelming. But the Racine FEC is already succeeding at helping City residents reduce and tackle those stressful debts and we can do the same for YOU! Get started today! The Racine FEC provides 100% professional, secure, confidential financial coaching tailored to YOUR needs and provided at NO COST to City of Racine residents. www.racinefec.org/make-an-appointment/ or 262-200-0831. ...

Debts can definitely feel overwhelming. But the Racine FEC is already succeeding at helping City residents reduce and tackle those stressful debts and we can do the same for YOU! Get started today! The Racine FEC provides 100% professional, secure, confidential financial coaching tailored to YOUR needs and provided at NO COST to City of Racine residents. https://www.racinefec.org/make-an-appointment/ or 262-200-0831.

Your credit score does NOT define you, but it can limit your life and choices in some big ways. Can you picture what would change about your life if your credit score improved? Home ownership? Better rates on car loans? Better offers from credit card companies? Less financial stress? You can achieve ALL of that, and the City of Racine Financial Empowerment Center will help you do that, every step of the way. We've already helped dozens of Racine residents improve their credit - let us help you, too! 100% professional, confidential, one-on-one financial coaching completely FREE for City of Racine residents. Get started today. www.racinefec.org/make-an-appointment/ or 262-200-0831. ...

Your credit score does NOT define you, but it can limit your life and choices in some big ways. Can you picture what would change about your life if your credit score improved? Home ownership? Better rates on car loans? Better offers from credit card companies? Less financial stress? You can achieve ALL of that, and the City of Racine Financial Empowerment Center will help you do that, every step of the way. Weve already helped dozens of Racine residents improve their credit - let us help you, too! 100% professional, confidential, one-on-one financial coaching completely FREE for City of Racine residents. Get started today. https://www.racinefec.org/make-an-appointment/ or 262-200-0831.

Monthly Child Tax Credit payments are here! The Racine FEC's professional financial counselors can:
💰Discuss ways to best manage your payment and overall finances
💳Find safe, affordable banking options to receive your payment
📋Create a plan that works for you to use your payment to meet your needs, increase savings, & reduce debt

The Racine FEC is 100% FREE for all City of Racine residents. It is confidential, tailored to your needs, professional, and secure. Get started today by making your first appointment at www.racinefec.org or by calling 262-200-0831. #RacineFEC #racine #RacineWI #ChildTaxCredit
...

Monthly Child Tax Credit payments are here! The Racine FECs professional financial counselors can: 
💰Discuss ways to best manage your payment and overall finances
💳Find safe, affordable banking options to receive your payment 
📋Create a plan that works for you to use your payment to meet your needs, increase savings, & reduce debt  The Racine FEC is 100% FREE for all City of Racine residents. It is confidential, tailored to your needs, professional, and secure. Get started today by making your first appointment at www.racinefec.org or by calling 262-200-0831. #RacineFEC #racine #RacineWI #ChildTaxCredit

Improving your credit score can feel really hard. But there are LOTS of ways to get that score where you need it to be, and the City of Racine Financial Empowerment Center is here to help you do that. Get started today! #RacineFEC #racine ...

Improving your credit score can feel really hard. But there are LOTS of ways to get that score where you need it to be, and the City of Racine Financial Empowerment Center is here to help you do that. Get started today! #RacineFEC #racine

Monthly payments up to $300 per child may be headed your way through the new Child Tax Credit! This is a direct payment you can count on each month, helping you get closer to your family’s financial goals and creating a strong financial future. Most parents are eligible. The Racine FEC can make sure you're set up to receive these payments and help you plan for how to use this money to achieve your financial goals. Make an appointment today at www.racinefec.org or by calling 262-200-0831. The Racine FEC is 100% free, professional, confidential, secure, and one-on-one. It's available as a free City service to all City of Racine residents age 18+. #RacineFEC #racineWhat opportunities could you create for your child with hundreds of extra dollars each month? Most parents are eligible for the new Child Tax Credit (CTC), and you may have already begun receiving payments of up to $300 per child automatically. The CTC is a direct payment you can count on each month, helping you get closer to your family’s financial goals, and an unprecedented chance to create new opportunities for your child. For City of Racine residents, the City of Racine Financial Empowerment Center is here to help. Make an appointment at the Racine FEC today to make sure you are set up to receive your payments and have a plan for how to use them to achieve your financial goals. www.racinefec.org or call 262-200-0831. ...

Monthly payments up to $300 per child may be headed your way through the new Child Tax Credit! This is a direct payment you can count on each month, helping you get closer to your family’s financial goals and creating a strong financial future. Most parents are eligible. The Racine FEC can make sure youre set up to receive these payments and help you plan for how to use this money to achieve your financial goals. Make an appointment today at www.racinefec.org or by calling 262-200-0831. The Racine FEC is 100% free, professional, confidential, secure, and one-on-one. Its available as a free City service to all City of Racine residents age 18+. #RacineFEC #racine

Counselors

Dasheika Kidd

Dasheika Kidd

Program Manager

My name is Dasheika Kidd and I am the Program Manager for the new Racine Financial Empowerment Center.

Curtis Szymczak

Curtis Szymczak

Financial Counselor

Hello, my name is Curtis Szymczak. I am a financial counselor here at the Financial Empowerment Center in Racine,

Xenia Jackson

Bilingual Financial Counselor

My name is Xenia Jackson and I am a Bilingual Financial Counselor for the Racine Financial Empowerment Center.