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About the Racine FEC

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Free Financial Counseling in Racine to Build a Brighter Financial Future

The Racine Financial Empowerment Center (FEC) offers free, professional, one-on-one financial counseling as a public service. The City of Racine has partnered with Housing Resources, Inc. (HRI), a nonprofit organization, to bring this service to Racine. The Racine FEC’s Financial Counselors are professionally trained and certified by the National Foundation for Credit Counseling (NFCC). Because of the COVID-19 pandemic, the Racine FEC’s financial counselors meeting with Racine residents by phone or video until it is safe to have in-person meetings again. The Racine FEC’s services are open to all City of Racine residents age 18+.

The Racine FEC is managed jointly by the City of Racine and HRI. The Racine FEC is proud to have a large – and growing! – network of community partners and supporters.

Contact us with any questions. Click here or schedule an appointment today for your first session and your first step towards a brighter financial future!

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City of Racine residents: really, don't spend your money on services that promise help repairing your credit. You have access to FREE, 1:1, professional, confidential, secure coaching to improve your credit score - and help achieve all of your financial goals! - through the Racine FEC. It's run by the City of Racine local government and nonprofit partner Housing Resources, Inc.: it is safe, secure, and did we mention 100% NO COST!? Get started today by making your first appointment www.racinefec.org/make-an-appointment/ ... See MoreSee Less

Starting your week off with this week's #racinefecdidyouknow tip! Credit cards with small limits can be powerful ways to help you improve your credit score! Our professional financial counselors have LOTS more tips and knowledge to help YOU with your own financial goals, including improving credit, reducing debt, and more!

Make your first appointment today at www.racinefec.org/make-an-appointment/ or by calling 262-200-0831. The #racinefec offers professional, confidential, 1:1 financial coaching all at NO COST for City of Racine residents. #cityofracine #racinewisconsin #racinewi
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Kicking off our new series of "Did You Know" financial education posts with this great tip from our bilingual counselor, Xenia. Share this with your friends to help those who might also be trying to tackle debt and improve credit scores, and follow #racinefecdidyouknow to get more tips from this series!

We often think if we just make a payment towards our credit card balance by the DUE date, that we're fine. Technically, yes. But, turns out, if you can pay before the STATEMENT date instead, it not only helps you avoid late payments but also means that the amount of your credit you're using (your "utilization" percentage) will be lower when your card reports your balance to the credit bureaus. Lower utilization + fewer late payments leads to improved credit score!

Want more personalized help addressing YOUR specific financial goals around improving credit and tackling debt? Make an appointment today at the Racine Financial Empowerment Center. FREE, confidential, local, 1:1 financial coaching for all City of Racine residents. 262-200-0831 or racinefec.org #RacineFECDidYouKnow #RacineFEC #racinewisconsin
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We're thrilled to have already helped so many City residents, and we want to help more! Help spread the word that the #RacineFEC provides professional, 1:1, confidential financial coaching to all City of Racine residents at NO COST! Make your first appointment today at www.racinefec.org/make-an-appointment or by calling 262-200-0831 #RacineWI #Racinewisconsin #CityofRacine ... See MoreSee Less

Halloween might be just around the corner, but you don’t have to be scared about your finances.
The #RacineFEC's certified financial counselors can help you improve credit, build savings, reduce debt, and take control of your financial future. All completely confidential, 1:1, and FREE. Make your first appointment here www.racinefec.org/make-an-appointment or call 262-200-0831. #RacineWI #RacineWisconsin #CityofRacine
... See MoreSee Less

Halloween might be just around the corner, but you don’t have to be scared about your finances.
The #RacineFECs certified financial counselors can help you improve credit, build savings, reduce debt, and take control of your financial future. All completely confidential, 1:1, and FREE. Make your first appointment here https://www.racinefec.org/make-an-appointment or call 262-200-0831. #RacineWI #RacineWisconsin #CityofRacine