
Get Out of Debt with Free Debt Counseling in Racine
So many of us feel buried under our debts, and it can add to our stress. Credit card bills, student loans, medical debts, car loans, payday loans, and more can all feel overwhelming. Maybe you’d like to pay down your debt but don’t even know where or how to begin. Maybe you want to reduce the interest, fees, and penalties that are building up on your debts. Maybe you’d like help negotiating and settling past-due debts. The Racine FEC’s financial counselors can help you with all of that! They’ll help you negotiate and consolidate debts, make plans for which debts to prioritize, and budget to get those stressful debts paid off. They will even call creditors with you to help you negotiate your debts.
Free Debt Reduction Services in Racine
The FEC’s free financial counselors will provide you with one-on-one, confidential, professional debt reduction counseling and coaching. You’ll figure out how to stay on top of your current expenses and make progress on paying down those debts that keep you up at night. Our counselors will help you make a plan that works for you to get you debt-free and feeling more in control of your finances.

Program Closure Notice
Effective June 30, 2026, the Financial Empowerment Center program has concluded and is no longer accepting participants or providing services.
We appreciate the support of our community and partners throughout the life of this program. ... See MoreSee Less
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Welcome home! June is National Homeownership Month! Do you know some of the reasons of being a homeowner? Tax benefits, appreciation, equity building, savings, predictability, freedom, and stability! But homeownership is a great responsibility. Make sure you work with a HUD certified housing counselor that can help you through the journey of buying and keeping a home. Successful homeownership takes education, getting the right information and taking advantage of community resources. Congratulations to the Racine families that are in this journey! ... See MoreSee Less
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Today is Teach Your Children to Save Day! Make sure you talk to the young people in your life about the importance of saving. Do you want to learn some strategies to be great savers? Make an appointment with a financial coach at the Racine Financial Empowerment Center. This is a free service to all adult residents of the City of Racine. Call us today! ... See MoreSee Less
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January is Financial Wellness Month. Non-Public Title I at RUSD hosted a Family Night this week. We were honored to present at this event. The workshop focused on the services provided by the Racine Financial Empowerment Center, as well as the importance of budgeting and saving. The parents learned valuable lessons and tips to be better savers and maintain a family budget. Thanks to RUSD for putting this together. It was a fun night! ... See MoreSee Less
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Get your free 2026 Financial Calendar! The children of Racine have created art that highlights important financial dates to remember. It will help you to keep in mind the importance of saving, investing, being a homeowner, keeping up with your credit, and creating a healthy financial future. 2026 can be your best year ever. The Racine Financial Empowerment Center provides professional, one-on-one free financial counseling to City of Racine residents. The calendars are available at the Finance Department in city hall or at the Racine Public Library. Get yours while supply last. We thank Landmark Credit Union for sponsoring this project. Have a great new year! ... See MoreSee Less
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